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When to use this calculator

If you're in New Zealand or overseas for the full tax year and you want to find out how long it'll take to pay off your loan and the effects of making extra repayments. If you are not in New Zealand or overseas for the full tax year(1 April - 31 March), then you may require a part year assessment and you will need to contact us.


Paying off your loan in full

If you want to pay off your loan in full, you'll need to contact us to confirm the final amount. You can do this through myIR secure online services or by calling us.

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